Self-employed loan

A self-employed loan is designed for people working outside of traditional employment contracts – including freelancers, self-employed individuals and small business owners.

The loan amount is up to 15 000 € with a repayment term of up to 72 months, and collateral is not required. The interest rate is determined individually. To receive a specific offer, fill in the simple application form – without unnecessary bureaucracy. You’ll receive a offer within minutes.

Interest rates depend on the amount, term, and loan type. To know your rate, just fill in the application – it takes only a few minutes. The interest rate is fixed for the entire loan term and is not linked to Euribor, meaning your monthly payment will remain constant.

Freelancers, self-employed individuals, and small business owners with regular income are eligible to apply.

Inbank offers loans up to 15 000 €. The final amount depends on your income and creditworthiness. Enter your desired amount in the application and we’ll evaluate it individually.

Inbank offers flexible repayment options. The most commonly chosen term is 24 to 60 months, but you can opt for a shorter or longer period depending on your preferences and capabilities.

The application process is simple and convenient. You can apply online by selecting the desired amount and term using the calculator.

You’ll need to submit a bank statement for the past 6 months. This can be easily attached via automated bank data submission through GoCardless. If you’re employed abroad, a 12-month statement and/or a tax authority certificate for the previous tax year may be required.

No, the loan can be used at your discretion. There is no need to provide a purpose for the funds.

If the contract is signed by 3 p.m., the money will be transfered to the account on the same day. This applies to customers who have an account with Swedbank and Citadele. Customers with an account in another bank will receive the money next day.

You will receive the payment schedule with your contract. We will send you friendly reminder before each payment. You can always check your loan balance by logging into your Inbank customer profile.

Full early repayment of loan is free of charge. Email shall be sent to info@inbank.lv, indicating your personal data, agreement number and the date, on which full loan repayment is planned.

If you have lost your job or will not be able to fulfil your liabilities due to any other reasons – immediately contact our Customer Support to agree on the most suitable solution. Each situation is assessed individually. For us to assess your situation, an email shall be sent to info@inbank.lv, indicating your personal data, agreement number and the reasons for not being able to make payments in a timely manner.

Yes, you can change the date of monthly payment. To apply for these changes, email shall be sent to info@inbank.lv, indicating your personal data, agreement number and changes you wish to make. The amendments to the agreement are made according to the pricelist.